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Social Security

Most Americans in some capacity will benefit from Social Security retirement income. It's probably also a safe assumptions that many Americans are winging it with their election of benefits.

A retired man plays his guitar on a leather couch.

What is Social Security?

If you worked for a designated amount of time, or you are/were married to someone who did, then you should be entitled to an income stream in retirement based on a percentage of your earned income in your working years.

Social Security, though a helpful piece of the puzzle, is not intended to be a complete source of retirement funds, so it's important that retirees also take advantage of their own investment programs and employer-sponsored retirement plans.

Why should I care?

By not properly aligning your selections for benefits with their other retirement savings, you could be missing out on thousands of dollars in guaranteed income.

This may be due to claiming benefits too early without considering assets that could be accessed in the early years of retirement.

Three retired men play foosball with each other because they don't have to worry about Social Security income strategies.
A retired couple sits on the boardwalk of a beach at sunrise.

What's in it for me?

With the help of our team, you can formulate a strategy to maximize your benefits with Social Security, while allowing you to retain as much of your retirement savings as possible.

Learn how the program works, and create a comprehensive retirement income plan with our guidance.

Century Financial logo, which is a wealth management and financial planning firm in Germantown that serves clients in the Memphis area and online.

Who is Century Financial?

Century Financial is a wealth management firm located in Germantown, Tennessee. Our financial advisors have about three decades of combined experience in asset management, financial planning, and other related services for clients in the Memphis area and beyond. Learn how you can grow and preserve your wealth with guidance from our team.

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